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J. Laurel
Insurance Group

J. Laurel Insurance GroupJ. Laurel Insurance GroupJ. Laurel Insurance Group

Insuring a Bright Future

Insuring a Bright Future Insuring a Bright Future Insuring a Bright Future

Frequently Asked Questions

Please contact us if you cannot find an answer to your question.

Yes!  If bundling with the same carrier is an option for you, you should always do this.  All carriers offer discounts when insuring home and auto together.


A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.


When speaking with your agent to set up your policy, any valuables you are concerned about and our agent can review your policy and recommend changes to ensure your valuables have proper coverage.


 Most insurance carriers have multiple payment options; these typically include:

  • EFT (Electronic funds transfer)
  • Monthly
  • Quarterly
  • Paid in Full

Carriers will often give a discount if you Pay-in-Full or set up automatic EFT payments. If you don’t pay-in-full, every insurance company will charge you a per payment fee. The fees vary across carriers.


No. You do not need a new home appraisal during the renewal or coverage change process.



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